FAQ

new clients

LOANS & MORTGAGES

Yes, in most cases, it makes sense to consolidate and refinance multiple loans. I recommend contacting an advisor and discussing your specific case with them. We will assess the specific situation and create an individual plan for refinancing or consolidation.

The maximum possible loan amount is influenced by many factors, not just income.

Contact us. Together, we will assess the specific situation and create an individual financing plan.

Excellent! We will need to know when your fixed-rate period ends with your current bank and evaluate your current situation, which may have changed since you originally arranged the loan.

Contact us. We will assess the specific situation and create an individual refinancing plan.

Of course! We keep track of our clients’ mortgage rate fixation anniversaries and new refinancing opportunities. We take care of all the paperwork, and refinancing with us is completely fee-free!

Leave us your contact information, and a selected advisor will get in touch with you.

As long as the interest rates on the mortgage are lower than the returns you can earn on the funds for an extra payment, making an extra payment may not be beneficial. However, you may still find yourself in a situation where an extra payment is the right choice.

I recommend contacting an advisor and discussing your specific case with them.

In these cases, there are many factors that influence how the financing will be structured. I recommend contacting an advisor and discussing your specific case with them. We will assess the specific situation and create an individual financing plan.

INSURANCE

We will be happy to advise you. It will be important to gather as much information as possible about your existing insurance policies. Then, we will define priorities, describe the main risks, calculate ideal coverage amounts, and subsequently create a customized plan tailored to your needs.

Exactly, that’s the approach one should take – choosing life insurance should be approached with utmost responsibility.

I recommend contacting an advisor and discussing your specific case with them. We will assess the specific situation and create an individual plan, including whether, and if so, for what risks and coverage amounts you should get insured.

Vehicle insurance can be easily handled online. We will only need information about the vehicle from the large technical certificate, and for comprehensive insurance, the invoice or purchase agreement to determine the coverage amount. Then, we will need personal information about the operator or owner of the vehicle and the policyholder. The policy is then created by making the payment, and there is no need to go anywhere in person.

In that case, it will be necessary to accurately determine the type of property we will insure – whether it’s a family house or an apartment, for example. Then, we will need to determine the coverage amounts – ideally, if we have an estimate of the property’s value or a purchase agreement, etc. Lastly, we will need to choose the scope of the insurance.

I recommend contacting an advisor and discussing your specific case with them. We will assess the specific situation and create an insurance proposal, which will include all the necessary details, including a description of what exactly is insured, how, for what, and for what coverage amounts it is included in the policy.

Prepare a list of individuals who plan to travel with you, inform us of the destination, and provide the dates from and to when you plan to be abroad. Afterward, we will select and recommend the scope of insurance, and we can proceed with arranging it. Everything can be done completely online.

Certainly, it is essential to differentiate the type of activity you are engaged in, whether you are an employee or, for example, self-employed.

I recommend contacting an advisor and discussing your specific case and situation with them. We will assess the specific situation and create an insurance proposal that will include all the necessary details, including a description of what exactly is insured, how, for what, and for what coverage amounts it is included in the policy.

INVESTMENTS AND SAVINGS

We will definitely be happy to help you get oriented and decide how to manage your resources. It will be important to gather as much information as possible about your existing contracts and products. Then, together, we will review them and create a customized financial plan tailored to your needs.

We prefer not to compare specific products. Each product has its own characteristics, advantages, and disadvantages. In general, with “old pension plans,” you have a guaranteed non-negative return. However, this guarantee also comes with certain costs.

We would be happy to help you get oriented and decide how to save for retirement, and we will create a customized financial plan tailored to your needs.

We would be happy to help you calculate how much you would need to save for retirement. Together, we will take a look at your situation and create a customized financial plan tailored to your needs.

We prefer not to recommend specific products right away. Each client is individual, and we approach them accordingly. We would be happy to help you get oriented and decide how to save for your children or grandchildren.

We will be happy to help you get oriented and decide how to manage your funds. It will be essential to gather as much information as possible about your existing contracts and products.

Afterward, we will review your situation together and create a customized financial plan that includes recommended products and financial instruments.

We prefer not to compare specific products. Each product has its own characteristics, advantages, and disadvantages. In general, building savings accounts are considered a popular and secure tool for growing your funds in the medium term.

It will be essential to gather as much information as possible about your existing contracts and products. Additionally, it is necessary to determine how much and in what way you want to grow your funds. Then, it is essential to determine the ideal use of the financial resources.

current clients

Samozřejmě. Stačí krátký popis, co se vám událo, a číslo pojistné smlouvy. Obratem vám sepíšeme seznam potřebných podkladů nebo zašleme formuláře k vyplnění a pojistnou událost nahlásíme společně.

Please send us a copy of the new documents that prove the relevant change, and we will take care of the rest for you.

Would you like to find out about the current options in the insurance market? Just prepare your contract number and contact us.

Did the insurance company offer you new or increased premiums, or would you simply like to find out about the current options and insurance conditions in the insurance market? Just send us the notification, and we will update the suitability of the product for you.

Please send it to us, and we will be happy to discuss the current options available in the market with you.

Just send us the contract number to which the required confirmation is related, and we will assist you with that.

Just send us the contract number to which the required confirmation is related, and we will help you with that.

A change in life situation is often not easy. Therefore, we would be glad to assist you at least from the administrative perspective. Primarily, we will address the creditworthiness of the remaining borrower in the mortgage. Please prepare information regarding your current regular income (from employment, self-employment, etc.).

Each bank has slightly different requirements for this step. We will need identification of the new property, or we may need to determine the current value of the existing collateral. Please contact us for further assistance.

The insurance policy is terminated at the moment of changing the vehicle owner in the technical certificate. After sending a copy of the updated technical certificate or a signed purchase agreement, we will gladly cancel your insurance policy.

The information from the Land Registry may not always be completely clear, but fortunately, our assistants are knowledgeable in this area. Therefore, all you need to do is send that document to one of them. They will figure out what it is about and, if necessary, take care of the required actions.

Nikola Kolmistrová

 

QUESTIONS?

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Bonded representative MANTRA Consulting, s.r.o. ID number: 09905057 acting on behalf of the company Broker Trust, a.s., which is registered in the CNB register as an Individual and Investment Intermediary under ID number: 26439719. It therefore mediates insurance, supplementary pension insurance, loans and investments. More information can be found at www.brokertrust.cz/proklienty.The company MANTRA Consulting, s.r.o. and BROKER TRUST a.s., their authorized representatives and employees of authorized representatives are not engaged in providing advice pursuant to Section 85 of Act 257 / 2016 Coll. on consumer credit.

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