life insurance

Life insurance should be a priority for those who haven’t built up substantial assets or financial reserves that would help them overcome the financial consequences of health complications. Such complications can sometimes have severe or devastating outcomes. And because many unforeseen situations can be privately insured against, we also address this area with our clients. Take a look at all the situations that life insurance can cover:

If there is a risk of a significant loss of income, often the main breadwinner, in the event of the death of a family member, we recommend taking out this insurance.

If you become disabled, your income is most likely to decrease, while the expenses for functioning will unfortunately likely increase. That’s precisely why this insurance is one of the most crucial ones.

This insurance can help bridge several months of reduced income due to health reasons, dependent on your earnings and expenses.

A serious accident can leave lasting consequences, both in terms of health and finances. Properly setting up insurance typically includes this additional coverage as well.

Depending on your profession or activities, there is a risk of accidents. In the event of insurance, the insurance company provides compensation in the form of daily benefits or a percentage of the insured amount.

The diagnosis of a severe illness is a big scare for most of us. Just knowing that you and your family are financially secure even in such cases provides added strength.

We choose it as a supplement to insurance protection. Hospital stays, even for more serious hospitalizations, typically last for a few days, and the payouts are usually only thousands CZK.


Within non-life insurance, we most commonly insure both movable and immovable property, as well as liability towards other individuals that arises in our daily or work-related lives. The scope, settings, and limits that determine the quality of insurance vary among insurance companies. Therefore, we recommend discussing the settings of non-life insurance with a specialist and regularly reviewing and updating these policies.

Get your property inspected and insured – whether it’s a family house, apartment, cottage, or even a commercial property.

With this type of insurance, you can insure almost everything apart from real estate – most commonly household equipment, cars, company assets, or other property.

This insurance covers your liability towards third parties. The most common are the compulsory insurance or the general liability insurance. 

Are you traveling abroad? Insurance for medical expenses, repatriation, loss of baggage, liability for damages, accident insurance, or even trip cancellation insurance can come in handy.

Nikola Kolmistrov√°



Bonded representative MANTRA Consulting, s.r.o. ID number: 09905057 acting on behalf of the company Broker Trust, a.s., which is registered in the CNB register as an Individual and Investment Intermediary under ID number: 26439719. It therefore mediates insurance, supplementary pension insurance, loans and investments. More information can be found at company MANTRA Consulting, s.r.o. and BROKER TRUST a.s., their authorized representatives and employees of authorized representatives are not engaged in providing advice pursuant to Section 85 of Act 257 / 2016 Coll. on consumer credit.